Govadi Cashflow Dashboard

Opening Balance Saved ✓

Opening Balance

€0,00

Closing Balance — 2026

€0,00

Invoiced (accrual)

€0,00

Bank Receipts (gross)

€0,00

Expenses Paid (gross)

€0,00

WHT Due

€0,00

Dividends Out

€0,00

Taxes Remaining — 2026

€0,00

Corp. Tax Est. (pay next yr)

€0,00

Monthly Cashflow

Cash basis · Up = in, down = out · Solid = realised / due to date (bank-reconciled actuals where available) · Hatched = committed or planned, not yet realised · Dashed line = today · Blue line = book balance (right axis). For accrual view see P&L.

Expenses by Category

Year Comparison

Contracts

Formal income & expense agreements. Cancelled rows hidden — toggle in URL to inspect.

Ends ≤ months

Name⇅	Counterparty⇅	Service / Product⇅	Period⇅	Value⇅	Billed⇅	%⇅	Coverage⇅	Margin⇅	Status⇅	Items⇅	📎

No contracts.

Invoices ·

Per-invoice rows from v2 income_invoices. Year-scoped. Cancelled hidden.

Issue⇅	Invoice #⇅	Client⇅	Doc⇅	Net⇅	VAT⇅	Gross⇅	Paid⇅	Allocations	📎

No invoices.

Expense items ·

Per-expense rows from v2 expenses. Year-scoped. Cancelled hidden.

Issue⇅	Description⇅	From⇅	Doc⇅	Category⇅	Net⇅	VAT⇅	Gross⇅	Paid⇅	Deductible⇅	Allocations	📎

No expenses.

Allocations ·

Attribute income invoices, expenses and salaries to services, products or overhead. Sum per row ≤ 100% — remainder shows as "unallocated" in Services / Products.

Income invoices

Issue	Invoice #	Client	Contract	Status	Net	Allocation
No income invoices.

Expenses

Issue	Vendor / Description	Contract	Category	Status	Net	Allocation
No expenses.

Salaries

Employee	Position	Status	Year cost	Allocation
No salaries.

Receivables (AR)

Client	Reference	Issued	Due	Open €	Days	Bucket

Bank-statement imports

review staged transactions, then apply approved rows to the books

|

Date	Bank memo	Amount	Kind	Proposal	Conf	Status

Pre-leads

Imported prospect lists · assigned first contacts · convert responders into CRM leads

none selected → assign to due or hand out next

CRM Pipeline

Pre-sale prospects · year-agnostic · separate from directory until won

Lead	Owner	Status	Prob	Expected close	Value (raw)	Weighted	Last touched	📎

Team Performance

Per-owner pipeline + conversion rate + average days to close

Owner	Open	Open €	Weighted €	Won / Lost	Conversion	Avg close

Budget vs Actual —

Variance per service / product / category, monthly bars on the right

Budgets endpoint not deployed yet. Push the budgets schema + endpoints from xano/ to your workspace via the Xano CLI: XANO_PROFILE=cashflow xano sandbox push -d xano --review (then promote in the browser), or directly with xano workspace push -d xano if Direct Push is enabled.

Target	Annual Budget	Annual Actual	Variance €	Variance %	Status	Monthly

Services

Catalog of services offered · YTD revenue/cost via weighted allocations

Code	Name	Billing	Default Price	YTD Revenue	YTD Cost	Margin	Margin %	Status
No services yet.

Products

Product catalog · YTD revenue/cost via weighted allocations

Code	Name	Type	Cost Basis	Default Price	YTD Revenue	YTD Cost	Margin	Margin %	Status
No products yet.

Dividend Distributions

5% WHT (ΙΚΕ) · Split per shareholder %

Description	Date	Gross	WHT 5%	WHT €	Net Payout	Status
No dividends yet.

Total Gross

€0

Total WHT

€0

Net Payout

€0

Shareholders

Name	Role	Ownership %	Visual	Total Dividends (lifetime)
No shareholders yet.

Ownership Distribution

Salaries

Employees · EFKA rates set per employee (capped monthly) · monthly + bonus payments

Employee	Position	Type	Base Gross / mo	YTD Gross	YTD EFKA-er	YTD Net	Paid · YTD
No employees yet.

Employee ΕΦΚΑ Summary

Per-employee contribution + take-home snapshot — moved here from the old ΙΚΕ Tax tab

Employee	Monthly Gross	Employee ΕΦΚΑ (~13.37%)	Employer ΕΦΚΑ (~22.06%)	Net Take-Home (after EFKA + PAYE)	Total Monthly Cost
No salary contracts added yet.

12-Month Projection

Month	Cash In (gross)	Expenses (gross)	Dividends	Taxes (cash)	Adjust.	Net	Cumulative

Next Φ2 (ΦΠΑ)

€0

Corporate Tax 22%

€0

Filing Burden

€0

Tax Paid (bank)

€0

ΦΠΑ — VAT by Month —

Cash view: output VAT by invoice date vs input VAT on paid expenses. What's actually due is the schedule on the right.

Φ2 Filing Schedule

Engine-computed monthly Φ2 chain (invoice-basis, input-VAT credit carried) — cash due per month

Due	Amount

VAT Rate Breakdown

Rate	On Invoices	Paid	Net

Παρακρατήσεις — Freelance WHT

20% withheld on freelance fees (Art. 64) — remitted the month after payment

Month Due	WHT Amount

ΙΚΕ Φορολογία: Φορολογικός συντελεστής 22% επί των κερδών. Προκαταβολή φόρου 80% του φόρου του τρέχοντος έτους, καταβάλλεται εντός του επόμενου οικονομικού έτους. Τα δώρα εορτών (Πάσχα, Χριστούγεννα) και το Επίδομα Αδείας αποτελούν εκπεστέες δαπάνες και μειώνουν το φορολογητέο κέρδος. Οι υπολογισμοί είναι εκτιμήσεις βάσει των εισαγόμενων δεδομένων.

Φόρος Εισοδήματος — Tax Calculation

Item	Amount

Prior-Year Tax Context (server-derived)

Prior year's corporate tax is computed automatically from the historical income/expense accruals on file. This drives the prokat installments paid during (Jan = installment 8 of filing F=Y−2; Jun–Dec = installments 1–7 of filing F=Y−1). See the Projection tab for the per-month cash schedule.

Prev-Year Corp Tax (computed):€0

Prokat advanced last year for this year: €0

If your historical years have no data uploaded yet, this reads €0 — that is expected, not a bug. Prokat-due derives from prev-year corp tax × 80%.

💚 Deductible Expenses & Tax Savings

🏦 Tax Payments (bank-reconciled)

What actually left the account, all tax types — reconciled from imports. The sections above are what the engine computes as owed.

Date	Type	Period	Description	Amount

📅 Payment Calendar

📄 invoice issued · ✅ payment received · ⏳ open / due · 🔮 planned (TBI) · 🧾 expense · 💶 salary net pay · 🏛 tax / ΕΦΚΑ deadline — click an invoice, expense, or salary event to open it

Mon

Tue

Wed

Thu

Fri

Sat

Sun

⏰ Upcoming — Next 30 Days

📊 Profit & Loss Statement —

∞ Lifetime Performance

Cross-year totals across every contract, invoice, expense, and allocation in the system. Cancelled rows excluded. TBI (forward-looking placeholders) excluded from billed/realised figures.

Income contracts

Sorted by remaining value (biggest open commitments first). Click a row to open the contract.

Name	Client	Period	Contract value	Billed-to-date	Remaining	% complete	Margin	Status
No income contracts.

Expense contracts

Vendor & freelancer agreements. Sorted by remaining value.

Name	Vendor	Period	Contract value	Billed-to-date	Remaining	% complete	Status
No expense contracts.

Services — lifetime P&L

Revenue/cost from income_invoice_allocations + expense_allocations across every year.

Code	Name	Revenue	Cost	Margin	%
No services.

Products — lifetime P&L

Same shape as Services, sourced from product-targeted allocations.

Code	Name	Revenue	Cost	Margin	%
No products.

Top clients · lifetime revenue

Top 10 by Σ net_amount on non-cancelled, non-TBI invoices.

#	Client	Invoices	Σ Revenue	% of total
No invoices yet.

Top vendors · lifetime spend

Top 10 by Σ net_amount on non-cancelled, non-TBI expenses. Pass-through tax categories excluded.

#	Vendor	Items	Σ Spend	% of total
No expenses yet.